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www.rmswealth.co.ukEveryone should have a financial
plan. Having worked hard to acquire
your wealth, your financial security
should not be left to chance. Financial
planning is about answering the big
questions that can keep us all awake at
night.
Such as
•
What do I really want out of life?
•
How much do I need to let me do the
things I want to do?
•
When can I afford to stop working and
start enjoying?
•
What do I need to do to ensure I never
run out of money?
•
If the worst were to happen, will my
family be financially secure?
•
How much is enough?
By getting to know you we can help
you identify the answers to all these
questions and then create a personalised,
long-term plan to meet all of your
financial objectives.
Our investment philosophy is based on
Nobel prize winning academic research.
We believe markets are efficient and
diversification and planning for the
long term are key, not striving for short-
term outperformance.
Active and passive fund management
strategies do not need to be mutually
exclusive. As with most things in life, it’s
about finding the right balance. The
truth is that depending on your attitude
to risk and selected asset allocation, there
are advantages and disadvantages to
both. Research shows though that the
most important contributing factors to
long term investment returns are asset
allocation and remaining invested in the
markets. After this, the only thing that
can be truly controlled is cost.
Therefore we will always seek to minimise
the costs of your portfolio where possible
while maintaining the selected asset
allocation and managing risk.
Financial planning
Investment management